The investment trusts cautiously backing crypto
The collapse of crypto platform FTX has shown once again how risky investing in cryptocurrencies can be, and provided some...
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The funds that benefit from higher interest rates
Banks are better capitalised and can profit more on borrowing so are able to pay larger dividendsDiversified UK equity income...
Banks could have to pick up the slack as the ECB steps back
The European Central Bank’s (ECB) plan to slowly withdraw as the major buyer of European sovereign debt will receive its...
‘Should I stop investing my pension and buy an annuity?’
If Don buys an annuity he could be pushed into a higher tax bandNon-earners cannot contribute more than £3,600 gross to...
Holidaymakers will still be grounded even though travel rules have vanished
China’s reopening, pent-up demand and stocks of savings could see demand for holidays rise in 2023But with holiday demand sensitive...
Ideas Farm: Bear market silver linings
We know 2022 was a bad year for markets……but one that cautious UK investors can live withLots of idea-generating content…...
How can we increase the value of gifts we make to our family?
These investors could increase the value of their gifts out of surplus income at their current level of incomeThey are...
Can our drawdown fund last until we are in our 90s?
It would be more tax-efficient for these investors to draw from cash and Isas than a pensionThey should reduce the...
15 years on, banks hope for a new lease of life
Boon of higher interest marginsSmaller banks could lose mortgage market share We are now 15 years on from the financial...
Next week’s economics: 5-9 December
The Halifax house price index will be released on Wednesday 7 December. House prices fell by -0.4 per cent last month - it was a small dip, but seen as an ominous sign of things to come. Kim Kinnaird, director of Halifax mortgages, says that economic headwinds now point to a “much slower period for house prices” ahead. Kinnaird argues that the housing market suffered a significant shock from the rate spike that followed the 'mini'-Budget. This encouraged those with existing mortgages to reconsider their options and some would-be homebuyers to “take...