What London’s Oyster cards reveal about central bank digital currencies
Central bank digital currencies (CBDC) leave a trail that can be easily tracked. A key question is how much people...
archiveeconomics and finance
Will CBDCs lead to bank disintermediation?
Figure 1 demonstrates the impact of the CBDC interest rate (i_e) on the deposit rate, loan rate, and their difference (presented...
How is the “world’s most advanced central bank digital currency” progressing?
In October 2020, the Bahamas launched its central bank digital currency (CBDC), called the “sand dollar”. The sand dollar project...
The likely impact of central bank digital currencies on quantitative easing
Many central banks are considering launching digital currencies. Far from a simple technological innovation, central bank digital currencies (CBDC) might...
Central bank digital currency – nine key questions answered
Central bank digital currency is turning into a pre-occupation of central banks and much of the fintech world. Hundreds of...
China’s central bank has taken the lead in digital currencies. What does it mean for businesses?
As if Covid-19 and the trade war hasn’t done enough to upend global business between the US and China, yet...
Central bank digital currency: the devil is in the details
In the public debate over central bank digital currencies (CBDCs), the design is often implicitly assumed or overlooked. We outline...
