The Tipping Point in Crypto: Balancing Innovation with Compliance
It's a critical time for the cryptocurrency industry as financial regulators worldwide closely examine some of the sector's leading actors...
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E-money accounts outstrip bank current accounts in the UK
A new report from fintech and payments consultancy Dsruptiv examines how the number and use of electronic money (e-money)...
CBDC is coming to Europe, but are we ready for it?
In the final session of the evening in breakout room 2 for EBAday day one, ‘What is the outlook...
How to get an Electronic Money Institution (EMI) license in Europe?
In recent years, the European financial landscape has experienced a significant shift with the rapid growth of electronic money institutions...
The Future of Digital Banking in Europe 2023
A Money20/20 Europe Special Edition Growth across the European fintech industry is fluctuating, and it is becoming increasingly evident that...
One in three UK banking customers still use physical channels
Despite a dramatic shift to digital channels in 2023, one in three UK banking customers still prefer a physical...
Crypto Chronicles: The Consultant’s View
A few weeks ago, the Treasury's consultation into the Regulatory Regime for Cryptoassets closed. First published back in February, the consultation...
In what aspects do the UK and EU investment firm prudential regimes diverge?
Investment firms have very different business models and risk profiles to credit institutions. They facilitate savings and investment flows by...
Banking Circle joins UK Faster Payments scheme
Underpinning its ambitious plans to build a super-correspondent bank for global B2B payments, Banking Circle has joined the UK...
EBA identifies fraud in retail payments and over indebtedness as key policy issues
The European Banking Authority (EBA) published today the 8th edition of its Consumer Trends Report for 2022/23, which summarises...
