‘I’ve taken out a 40-year mortgage – I’m banking on rates going down’
Elliot Benson, an adviser at Sett Mortgages, said many of his clients have taken out 40-year mortgage terms.He said: “The...
archiveBuying property
Why now is the perfect time to downsize
“As always tax should be considered, if the funds are not sheltered correctly much of the return can be lost.“We...
Why Help to Buy has become a disaster for first-time buyers
Mather-Holgate has dealt with a young family who bought their first home in Oxford three years ago. When their fixed...
Britain’s holiday lets are under attack – here’s where to invest abroad instead
Be aware also that some countries have a wealth tax – on the value of your real estate or even...
Why UK mortgages put borrowers in more jeopardy from interest rate rises
To avoid the early repayment charge, borrowers can move house by moving their existing loan to a new property, getting...
Which option will pay off the most?
Overpaying may help when you come to remortgageBorrowers with more equity in their property may be able to secure a...
Record demand for 35-year mortgages as first-time buyers face soaring rates
The average age of a first-time buyer is now 32, according to Halifax, suggesting that many people are borrowing until...
‘When my uncle died we uncovered 16 hidden bank accounts and a secret family’
Your best and worst financial decisions?Best, buying the house in Camden, although it was scary not knowing if we’d manage...
How much can I borrow with a 100% mortgage? Use our calculator to find out
With fewer people taking out mortgages, rents spiralling, interest rates up and house prices (so far) not yet significantly falling,...
The house you can afford with a zero deposit mortgage – and the big catch
With fewer people taking out mortgages, rents spiralling, interest rates up and house prices (so far) not yet significantly falling,...
