Mortgage Comparison – Best Mortgage Rates & Deals UK 2024

LTV 2-year fixed 5-year fixed 90%

Coventry BS

Initial rate: 5.09% | APRC: 7.3%

Repayment mortgage of £252,000.00 over 25 years, representative APRC 7.3%. Repayments: 29 months of £1,484.90 at 5.09% (fixed), then 271 months of £1,830.50 at 7.49% (variable). Total amount payable £539,127.60. Early repayment charges apply until 31-Aug-2026. Arrangement, mortgage discharge, valuation and CHAPS fees total £1132. Legal fees £117.43.

Clydesdale Bank

Initial rate: 4.59% | APRC: 7.6%

Repayment mortgage of £252,000.00 over 25 years, representative APRC 7.6%. Repayments: 62 months of £1,413.60 at 4.59% (fixed), then 238 months of £2,060.68 at 9.49% (variable). Total amount payable £578,085.04. Early repayment charges apply until 5 years. Arrangement, mortgage discharge, valuation and CHAPS fees total £1823.

80%

NatWest

Initial rate: 4.79% | APRC: 7.8%

Repayment mortgage of £224,000.00 over 25 years, representative APRC 7.8%. Repayments: 28 months of £1,282.22 at 4.79% (fixed), then 272 months of £1,727.99 at 8.24% (variable). Total amount payable £505,915.44. Early repayment charges apply until 31-Jul-2026. Arrangement, mortgage discharge, valuation and CHAPS fees total £1525.

NatWest

Initial rate: 4.48% | APRC: 6.8%

Repayment mortgage of £224,000.00 over 25 years, representative APRC 6.8%. Repayments: 64 months of £1,242.52 at 4.48% (fixed), then 236 months of £1,668.79 at 8.24% (variable). Total amount payable £473,355.72. Early repayment charges apply until 31-Jul-2029. Arrangement, mortgage discharge, valuation and CHAPS fees total £1025.

70%

Barclays Bank

Initial rate: 4.59% | APRC: 8.2%

Repayment mortgage of £196,000.00 over 25 years, representative APRC 8.2%. Repayments: 27 months of £1,099.47 at 4.59% (fixed), then 273 months of £1,572.02 at 8.74% (variable). Total amount payable £458,847.15. Early repayment charges apply until 30-Jun-2026. Arrangement, mortgage discharge, valuation and CHAPS fees total £1014. Legal fees £126.

HSBC

Initial rate: 4.36% | APRC: 6.1%

Repayment mortgage of £196,000.00 over 25 years, representative APRC 6.1%. Repayments: 61 months of £1,072.88 at 4.36% (fixed), then 239 months of £1,328.95 at 6.99% (variable). Total amount payable £383,064.73. Early repayment charges apply until 30-Apr-2029. Arrangement, mortgage discharge, valuation and CHAPS fees total £1516. Legal fees £295.

60%

Barclays Bank

Initial rate: 4.53% | APRC: 8.1%

Repayment mortgage of £168,000.00 over 25 years, representative APRC 8.1%. Repayments: 27 months of £936.66 at 4.53% (fixed), then 273 months of £1,346.85 at 8.74% (variable). Total amount payable £392,979.87. Early repayment charges apply until 30-Jun-2026. Arrangement, mortgage discharge, valuation and CHAPS fees total £1014. Legal fees £126.

HSBC

Initial rate: 4.21% | APRC: 6.1%

Repayment mortgage of £168,000.00 over 25 years, representative APRC 6.1%. Repayments: 61 months of £905.49 at 4.21% (fixed), then 239 months of £1,136.10 at 6.99% (variable). Total amount payable £326,762.79. Early repayment charges apply until 30-Apr-2029. Arrangement, mortgage discharge, valuation and CHAPS fees total £1516. Legal fees £295.