Mortgages

Family with disabled daughter facing homelessness after struggling to pay mortgage


A Cardiff family of four who have just under a week to find a home have opened up on the reality facing some families in the city. Nicola and Mark Whealan have lived on Gilwern Place in Llanishen for 20 years, but got into arrears with their mortgage before the Covid-19 pandemic.

The couple eventually had to sell the property where they currently live with their two daughters, one of whom has a severe learning disability. However, they said that seven months on from having told the council that they will require social housing – and just hours away from when they were originally supposed to vacate the house – they were told nothing suitable had been found.




Nicola and Mark were offered temporary emergency accomodation at the Gasworks site in Grangetown, but the couple refused this, saying that it was not the kind of place they wanted to take their disabled daughter, Jade. The family were previously offered a council home in June which they said woud also be unsuitable for Jade due to its location.

Read more: ‘I was told to use the living room as a bedroom’ Cardiff’s housing crisis laid bare

“It broke me to pieces,” said Nicola, 46. “The thought of being homeless with a disabled adult. It was unbelievable. What do you do?” Nicola said Jade sometimes has issues sleeping and can sometimes be screaming through the night.

She added: “It is not fair to her and it is not fair to the others who live there. Jade is a very loud individual.” Mark, 47, said: “It is okay [for the council to say] to go here and go there, but they don’t have to deal with it do they? Sometimes Jade wakes up in the mornings, she is wide awake 2am, 3am, 4am and slamming doors and doing stuff in the house.”

Nicola and Mark say the housing they were offered wasn’t suitable(Image: John Myers)

The couple also said they would have had to part ways with their three dogs, Cally, Cruise and Milo if they took the council’s offer of moving into one of the modular units in Grangetown. This would technically only have needed to be a temporary measure, as the dogs could have returned to them once they found a property that allowed dogs, but they explained the issue wasn’t so straight forward.



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