File photo of the Silicon Valley Bank branch office pictured in downtown San Francisco, California, US 13 March, 2023 | Reuters A bank failure wipes out the money available to its customers and freezes any capital that’s already in circulation. Depositors, borrowers and owners or shareholders all suffer as a result, as does wider economic activity and often the communities or business sectors that the banks serves. These issues can become all the more concentrated in the wake of a regional or specialist banking collapse due to the specific reach of...