Banking

Police and investigators fear organised gangs of fraudsters are expanding across sub-Saharan Africa, exploiting new opportunities as a result of the Covid-19 pandemic and the global economic crisis to make huge sums with little risk of being caught.The growth will have a direct impact on the rest of the world, where many victims of “hugely lucrative” fraud live, senior police officials have said.Experts attribute the surge in cybercrime in Africa to rapid growth of internet use at a time when police forces and criminal justice systems have been weakened by...

Teachers are being forced to take second jobs, including driving taxis, bar work and private tutoring, in order to pay bills and eat, headteachers and unions warned last week.The NASUWT teachers’ union has found that one in 10 teachers now have a second or even third job because their teaching pay doesn’t cover their monthly outgoings. With teachers resorting to school food banks, heads are warning that the recent 5% pay rise will still leave many unable to manage basic living costs.Garry Ratcliffe, chief executive of the Galaxy Trust, which...

It’s a tale of two markets: while private rents have soared to record highs in the UK, making life precarious for tenants, the for-sale sector has slowed sharply and property values have started to fall, with sharper declines predicted for next year.The latest house price index from Nationwide, Britain’s biggest building society, along with Bank of England mortgage lending data due this week, should shed further light on the severity of the UK’s housing slowdown.The market was cooling, and mortgage rates were creeping up, even before the Truss government’s disastrous...

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