$200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
0% intro APR for 15 billing cycles on purchases and balance transfers, and then the ongoing APR of 19.49%-29.74% Variable APR.
0% intro APR for 15 months on purchases and balance transfers, and then the ongoing APR of 17.24%-28.24% Variable APR.
0% intro APR on purchases and Balance Transfers for 15 months, and then the ongoing APR of 20.49%-29.24%, Variable APR.
Is it easy to plan spending around bonus categories?
Yes. Categories are displayed on the website all year.
Not recently. Discover used to release the full 5% calendar at the start of the year. In 2023, the issuer started announcing categories one quarter at a time.
No. Categories are only announced quarterly.
-
You must choose your two 5% categories and your 2% “everyday” category each quarter.
-
Bonus rewards are not retroactive. This means you earn bonus cash back only after you activate your categories. If you forget and don’t activate until, say, mid-quarter, any purchases before then would earn only 1%.
-
You must activate the 5% category each quarter.
-
Bonus rewards are not retroactive.
-
You must activate the 5% category each quarter.
-
Bonus rewards are retroactive. You’ll earn 5% cash back on all spending in the category for the quarter as long as you activate by the deadline (usually the middle of the last month).
