The economic and social context this year is challenging for most Romanians, including those working abroad, as most costs have risen exponentially, due to inflation. Financing needs remain the same or even increase in this context and consumers seek lending solutions that can help them access the money they need immediately and allow them to repay with minimum impact on the family budget. tbi bank makes CASH Zero, a lending solution that offers fast access to financing and a grace period of 4 months on the interest rate, accessible to Romanians both in the country and abroad.
CASH Zero offers up to 15,000 lei for a period of up to 48 months in a 100% online lending process. The first 4 months are interest-free, with the possibility to repay the loan in full with 0 costs in the first 4 months.
”Romanians, both at home and abroad, still have plans and needs for which they rely on funding, but the economic context may make them postpone their projects. This financing tool helps them get the funds they need, and they can pay back quickly, in 4 months, without having to pay back the interest, which is a great advantage”, said Gergana Staykova, Market Leader, Romania, tbi bank.
Customers receive the money in a personal account opened at any bank in Romania, with a quick approval and minimum documents. There is no need to justify financing purposes, and ill health retirees can also benefit from financing. Maximum age of the applicant at the date of finalization of the loan contract is 75 years. The financing tool can be accessed by new tbi customers and customers who have had loans with tbi in the past, but repaid them in full more than three years ago.
