Best Free Business Checking Accounts of February 2023

Unlimited 1.51% APY

With $0 min. balance for APY

Relay

Best for Multiple business checking accounts (up to 20)

Lili Business Checking

Best for Freelancers

Mercury Business Bank Account

Best for Free domestic and international wire transfers

Found Small Business Banking

Best for Built-in invoicing and bookkeeping

Novo Business Checking

Best for Refunds on all ATM fees worldwide

nbkc Business Account

Best for Unlimited fee-free cash deposits via MoneyPass ATMs

Oxygen Business Account

Best for Up to 5% cash back at select merchants

Navy Federal Credit Union Business Checking

Best for Military families

With $0 min. balance for APY

American Express® Business Checking

Best for High-yield business checking; 24/7 customer support

U.S. Bank Silver Business Checking

Best for Free business account from a brick-and-mortar bank

Huntington Business Checking 100

Best for Overdraft grace period