

Banks will have reduced hours in the days leading up to Christmas. Getty Images
Just like last year, the Christmas closures of 2023 are going to last longer than usual. The holiday falls on a Monday, meaning nothing much is going to be open until Tuesday morning. And if you’ve got banking business to take care of, Saturday is your last shot.
Christmas Eve falls on a Sunday, so it’s no surprise that banks will be closed that day. And since Dec. 23 is a Saturday, most banks have reduced hours.
Hours can vary from branch to branch, so you’d be well served to call and confirm before you head to your local branch. Here’s a look at which banks are open — and how late.
Dec. 23 and Christmas Eve banking hours
Bank of America
Dec. 23 – 9 a.m. to 2 p.m. (varies by location)
Christmas Eve: Closed
BMO
Dec. 23 – 9 a.m. to 12 p.m.
Christmas Eve: Closed
Capital One
Dec. 23 – 9 a.m. to 12 p.m. (varies by location)
Christmas Eve: Closed
Chase
Dec. 23 – 9 a.m. to 1 p.m. or 2 p.m., depending on location (some are closed)
Christmas Eve: Closed
Citizens Bank
Dec. 23 – 9 a.m. to 12 p.m. (varies by location)
Christmas Eve: Closed
Fifth Third Bank
Dec. 23 – 9 a.m. to 12 p.m.
Christmas Eve: Closed
Huntington National Bank
Dec. 23 – 9 a.m. to 12 p.m.
Christmas Eve: Closed
KeyBank
Dec. 23 – 9 a.m. to 12 p.m.
Christmas Eve: Closed
M&T Bank
Dec. 23 – Closed
Christmas Eve: Closed
PNC Bank
Dec. 23 – Closed
Christmas Eve: Closed
Regions Bank
Dec. 23 – 9 a.m. to 12 p.m. (varies by location)
Christmas Eve: Closed
Santander Bank
Dec. 23 – 9 a.m. to 1 p.m. (varies by location)
Christmas Eve: Closed
TD Bank
Dec. 23 – 9 a.m. to 1 p.m. (varies by location)
Christmas Eve: Closed
Truist
Dec. 23 – 9 a.m. to 12 p.m. (varies by location)
Christmas Eve: Closed
UBank
Dec. 23 – Closed
Christmas Eve: Closed
Union Bank
Dec. 23 – 9 a.m. to 1 p.m.
Christmas Eve: Closed
U.S. Bank
Dec. 23 – 9 a.m. to 12 p.m.
Christmas Eve: Closed
Wells Fargo
Dec. 23 – 9 a.m. to 12 p.m.
Christmas Eve: Closed