SoFi Checking and Savings
Best for Checking and Savings
3.75%
SoFi members with direct deposit can earn up to 3.75% annual percentage yield (APY) on savings balances (including Vaults) and 2.50% APY on checking balances. There is no minimum direct deposit amount required to qualify for the 3.75% APY for savings and 2.50% APY for checking balances. Members without direct deposit will earn 1.20% APY on all account balances in checking and savings (including Vaults). Interest rates are variable and subject to change at any time. These rates are current as of 01/04/2023. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet
With $0 min. balance for APY
$250
Earn up to $250 with direct deposit. Terms apply.
Discover Bank Online Savings
Best for Savings
3.30%
Annual Percentage Yield (APY) is accurate as of 12/21/2022
With $0 min. balance for APY
$200
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code NW323 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 3/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice.
Requirements to qualify
Marcus by Goldman Sachs Online Savings Account
Best for Savings
3.75%
3.75% APY (annual percentage yield) with $0 minimum balance to earn stated APY. Accounts must have a positive balance to remain open. APY valid as of 02/14/2023.
With $0 min. balance for APY
$100
Get $100 when you deposit $10,000 in new funds and maintain balance for set time period. Enroll by 2/15/2023. Terms and Conditions apply.
Requirements to qualify
Axos Bank® Rewards Checking
Best for Checking
1.25%
Receive monthly direct deposits totaling $1,500 or more to earn 0.40% APY. Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction) or sign up for Account Aggregation/Personal Finance Manager (PFM) in Online Banking to earn 0.30% APY. Maintain an average daily balance of $2,500 per month in an Axos Managed Portfolios Invest Account to earn 0.20% APY. Maintain an average daily balance of $2,500 per month in an Axos Self Directed Trading Invest Account to earn 0.20% APY. Use your Rewards Checking account to make your full monthly Axos consumer loan payment to earn 0.15% APY.
With $0 min. balance for APY
$100
Earn $100 with direct deposit. Terms apply.
Citigold® Checking Account
Best for Checking
N/A
$200
Earn up to $2,000 in cash bonus. The eligible bonus amount depends on the amount of the balance that’s deposited. You can earn a cash bonus of $200, $500, $1,000, $1,500, or $2,000
Requirements to qualify
Chase Total Checking®
Best for Checking
N/A
$200
New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
Requirements to qualify
Citi Priority Account
Best for Checking
N/A
$200
Earn up to $2,000 in cash bonus. The eligible bonus amount depends on the amount of the balance that’s deposited. You can earn a cash bonus of $200, $500, $1,000, $1,500, or $2,000
Requirements to qualify
Chase Secure Banking℠
Best for Checking
0.15%
With $0 min. balance for APY
$100
New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Qualifying transactions include debit card purchases, Zelle®, ACH credits, Chase QuickDeposit℠ or online bill payments. Your bonus will appear in your account within 15 days after completing the qualifying transactions.
Requirements to qualify
Bank of America Advantage Plus Banking®
Best for Checking
N/A
$100
See offer page for more details
TD Bank TD Convenience Checking℠
Best for Checking
N/A
$200
New customers who apply online for a TD Convenience Checking℠ account can earn a $200 cash bonus after receiving direct deposits of $500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA.
Requirements to qualify
Chase Business Complete Banking℠
Best for Business Checking
N/A
$300
Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
Requirements to qualify
HSBC Premier Checking
Best for Checking
0.01%
With $5 min. balance for APY
$500
Receive a $500 Welcome Deposit when you open your account by February 15, 2023 and complete qualifying deposits
Requirements to qualify
Read review
U.S. Bank’s Bank Smartly™ Checking
Best for Checking
N/A
$300
Earn up to $300 when you open a new U.S. Bank Smartly™ Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through February 28, 2023. Member FDIC.
Requirements to qualify
PNC Virtual Wallet® Checking Pro
Best for Checking and Savings
0.40%
0.40% Annual Percentage Yield (APY) interest rate on your Growth savings account
With $1 min. balance for APY
$200
Earn $200 when you open and use a new PNC Virtual Wallet® Checking Pro
Requirements to qualify
Read review
PNC Virtual Wallet Spend
Best for Checking and Savings
N/A
$400
Earn up to $400 when you open and use a select new PNC Virtual Wallet
Requirements to qualify
Read review
Wells Fargo Everyday Checking
Best for Checking
N/A
$200
Open an Everyday Checking account with a minimum opening deposit of $25 from the offer webpage. Complete the qualifying requirements to receive your $200 bonus. This offer is for new checking customers only.
Requirements to qualify
Read review
Alliant Credit Union Ultimate Opportunity Savings Account
Best for Savings
2.95%
With $100 min. balance for APY
$100
This promotion is for new Alliant Credit Union members only. Alliant members can only receive this payout bonus one time. New Alliant Credit Union members can earn a $100 bonus deposit by joining Alliant through Suze Orman’s The Ultimate Opportunity Savings Account promotion and meeting the following requirements. Offer valid for one new Alliant Credit Union savings account (“account”) opened from January 10, 2021, through December 31, 2023; funded by transfers and/or deposits totaling $100 or more each month for 12 consecutive months; and opened by applying online from this page or by phone at 800-328-1935 and mentioning “Suze Orman’s The Ultimate Opportunity Savings Account promotion.” Existing Alliant members, customers who are a joint owner on an Alliant savings account, and former Alliant members who closed an Alliant savings account within 180 days of applying for the new account are not eligible. The first $100 must be transferred and/or deposited within 30 days of account opening, and each calendar month after the first $100 transfer/deposit, funds need to post to the account by the last day of the month. Account must remain open and in good standing, maintain an average daily minimum balance of $100, and the balance at the end of the 12-calendar-month period must be $1,200 or more in order to receive the $100 bonus deposit. Accounts will be reviewed 12 months from the date of the first transfer/deposit to determine eligibility. If all requirements have been met after 12 months, please allow 4 weeks for the $100 bonus deposit to post to your account. You will be responsible for any tax liability. Offer is not transferable and not valid for trusts, UTMAs, IRAs or other tax-exempt accounts. Limit one offer per new Alliant member. All account applications are subject to approval. You must apply for the account by 11:59 p.m. CT on December 31, 2023, to be eligible. Must be 18 or older at time of account opening and a legal U.S. Resident or U.S. Person (including a U.S. Resident Alien) to be eligible. Alliant employees are not eligible for this promotion. This promotion is subject to all federal, state and local laws and regulations and governed by Illinois law. Promotion is sponsored by Alliant Credit Union, 11545 W. Touhy Ave., Chicago, IL 60666.
Requirements to qualify
Read review
BMO Harris Bank Smart Advantage™ Account
Best for Checking
N/A
$350
*Conditions apply.
Read review
